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How To Deal With Debt

Debt problems can cause substantial distress and worry. Find out where you can turn for help, and how you can reduce and better manage your debts.

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Free debt advice contacts
If you're struggling with debt, these national organisations offer free, impartial help and advice.
44 tips on paying off your debts
Falling into substantial debt can be a traumatic experience that impacts all areas of your life. Which? explains the steps you can take to get back in control from ...
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Use Which? Money Compare to find the best credit card for you

Payday loans: how they work
Find out why payday loans should be avoided, and what alternatives you should consider.
Getting a mortgage with poor credit
Bad credit mortgages How to get a mortgage with CCJs Getting a mortgage with credit card debt
All 5 guides
Negative equity: what to do about it
Find out what negative equity is, how it affects your finances, and what your options for remortgaging or selling are.
Best bank accounts
Best bank accounts for arranged overdrafts Best bank accounts for unarranged overdrafts Best basic bank accounts
All 6 guides
How to clear your student overdraft
If you have a large debt from your student overdraft, don't panic. Use our tips to pay off your debt quickly and avoid paying interest.
Universal Credit
What is Universal Credit? What are Universal Credit sanctions? How Universal Credit is calculated
All 3 guides

Which? Limited (registered in England and Wales number 00677665) is an Introducer Appointed Representative of Which? Financial Services Limited (registered in England and Wales number 07239342). Which? Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 527029). Which? Money Compare is a trading names of Which? Financial Services Limited. Registered office: 2 Marylebone Road, London NW1 4DF.

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